For contractors & freelancers

Accountant for contractors in Erith & Kent

From your limited company accounts to IR35 and the most tax-efficient way to pay yourself — we handle it all for one fixed monthly fee, with same-day answers when you need them.

★★★★★ Rated 5.0 on Google

Contracting and freelancing bring decisions employees never face — limited company vs umbrella, IR35 status, how to pay yourself, and what you can claim. At BDH Accounting we work with contractors and freelancers across Erith, Bexley, Dartford and Kent, and we keep it clear: fixed fees, plain English and proactive advice.

Whether you run a personal service company or work as a sole trader, we keep you compliant, tax-efficient and on top of every deadline.

What we handle

Accounting built around your contracts

Records made simple

Easy digital record-keeping that takes minutes a day and keeps you Making Tax Digital-ready.

Self Assessment, done for you

From registration through to filing, on time, every single year — no deadline stress.

Every expense claimed

We go through your costs with you so nothing allowable is left on the table.

VAT & Making Tax Digital

We watch your turnover, handle VAT if you cross the threshold, and keep you compliant.

Bookkeeping & payroll

Ongoing bookkeeping, and payroll if you take on staff or help.

A named accountant

One person who knows your business, answers the same day and talks plain English.

What contractors can typically claim

Claiming the right expenses is one of the simplest ways to cut your tax bill. You can typically claim:

  • Equipment, computers and software
  • Business travel and mileage
  • A proportion of home-office costs
  • Professional subscriptions and training
  • Professional indemnity and business insurance
  • Accountancy fees and bank charges
  • Phone and internet

Worried about IR35? We review your contracts and working practices and set you up correctly — see our 2026 IR35 guide, or explore our limited company accounting.

Questions

Contractor FAQs

Should I be a limited company or use an umbrella?

It depends on your rate, your contracts and your IR35 position. We'll model both and recommend whatever leaves you better off.

What is IR35 and does it affect me?

IR35 decides whether HMRC sees you as genuinely self-employed or an employee for tax. We review your contracts and working practices and set you up correctly.

What's the most tax-efficient way to pay myself?

Usually a mix of a small salary and dividends. We set the right balance and handle the payroll and paperwork.

What can I claim through my company?

Equipment, software, business travel, a share of home-office costs, subscriptions and insurance — we make sure you claim everything you're entitled to.

How much does it cost?

One fixed monthly fee covering your accounts, tax and support. Book a free consultation for a quote.

Contracting made simple

Fixed-fee, ACCA-accredited accounting for contractors and freelancers across Erith and Kent. Your first consultation is free.

Book your free consult