Insights

Tax & accounting, in plain English

Practical guides for sole traders, contractors and small businesses across Erith and Kent. No jargon — just what the rules mean for you.

Business structure

The benefits of being a sole trader

Why being a sole trader works for so many — simple setup, full control, low admin — plus when to go limited.

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Making Tax Digital

Making Tax Digital for Income Tax: what you need to do in 2026

From April 2026, sole traders and landlords with income over £50,000 must keep digital records and file quarterly. A plain-English guide from BDH Accounting in Erith.

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Contractors

IR35 in 2026: a contractor's guide to the off-payroll rules

Who decides your IR35 status, what counts as a small client, and how to stay compliant in 2026. Off-payroll guidance for contractors from BDH Accounting, Erith.

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Construction

CIS for subcontractors: how the scheme works in 2026

CIS deduction rates, gross payment status, refunds and the 2026 changes — explained for subcontractors. Construction accounting from BDH Accounting in Erith.

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VAT

VAT registration in 2026: thresholds, timing and when to register

The 2026 VAT registration threshold is £90,000. When you must register, the rolling-year trap, voluntary registration and schemes — explained by BDH Accounting, Erith.

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Business structure

Sole Trader vs Limited Company: Which Is Right for You in 2026?

The tax, liability and admin trade-offs between staying a sole trader and incorporating — with the numbers that matter for 2026.

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Tax & expenses

Allowable Expenses for Sole Traders: What You Can Actually Claim

A plain-English guide to the business expenses sole traders can deduct — and the common ones HMRC will not accept.

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Tax shouldn't keep you up at night

Fixed-fee, ACCA-accredited accounting for sole traders and small businesses across Erith and Kent. Your first consultation is free.

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